Lender Handbook Archive
What did the mortgage lender require when the transaction took place? Check the Lexsure Lender Archive and purchase the relevant historical lender record where available.
Today’s UK Finance Mortgage Lenders’ Handbook may differ from the instructions applicable to an earlier purchase or remortgage. Dated lender-specific requirements can help when reviewing a conveyancing file, responding to a lender audit or investigating a complaint or professional indemnity claim.
Need the lender’s historical requirements?
Identify your lender, transaction date and issue, then check availability and purchase the relevant dated record from the Lexsure Lender Archive.
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Are you a conveyancing solicitor facing a claim by a lender ?
If so consider the following four points after notifying your insurers : Was the valuation report was negligent? If so, and the valuer has insurance or assets, bring contribution proceedings against the valuer. Is this a no transaction case or a reduced transaction case? Lenders frequently try to argue the former without any proper regard…
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Halifax Part 2 changes requirements relating to delayed completion
Historical update: This article records a Halifax Part 2 requirement reported in January 2013. It should not be relied upon as evidence of Halifax’s current instructions. Where the wording applicable to a past transaction is important, use the Lexsure Halifax Lender Handbook Archive to investigate the requirements recorded for the relevant completion date. Those lawyers…