A conveyancer acting on a Virgin Money mortgage may represent both the borrower and the lender. Checking panel status before instruction can prevent additional fees, duplicated work and delays.

The latest AML notification addresses commercial property, cash intensive high street businesses and pooled client accounts. It demonstrates why emerging risks must be reflected across the FWRA, AML policy, CMRA and training programme.

Service charges in older tall buildings can exceed £7,000 a year on average. Buyers need to understand the current bill, reserve fund, major works and future saleability before exchange.