Lender Handbook Archive
What did the mortgage lender require when the transaction took place? Check the Lexsure Lender Archive and purchase the relevant historical lender record where available.
Today’s UK Finance Mortgage Lenders’ Handbook may differ from the instructions applicable to an earlier purchase or remortgage. Dated lender-specific requirements can help when reviewing a conveyancing file, responding to a lender audit or investigating a complaint or professional indemnity claim.
Need the lender’s historical requirements?
Identify your lender, transaction date and issue, then check availability and purchase the relevant dated record from the Lexsure Lender Archive.
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Halifax solicitor panel face new obligations for Transfer of Equity cases
In 2013 Halifax introduced an obligation requiring panel firms to confirm the effective date of a transfer of equity. The historical change remains a useful lesson in post completion controls, lender reporting and panel compliance.
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Santander : Ahead of the Q
Santander has become the first bank to recognise The Q Policy in its Lender Handbook, offering a modern alternative to traditional 10-year warranties for new-build properties. Key features include lifetime cover, a direct contact point, rigorous quality control with eight site visits, and various financial protections, with expectations that other lenders will follow.