Lender Handbook Archive
What did the mortgage lender require when the transaction took place? Check the Lexsure Lender Archive and purchase the relevant historical lender record where available.
Today’s UK Finance Mortgage Lenders’ Handbook may differ from the instructions applicable to an earlier purchase or remortgage. Dated lender-specific requirements can help when reviewing a conveyancing file, responding to a lender audit or investigating a complaint or professional indemnity claim.
Need the lender’s historical requirements?
Identify your lender, transaction date and issue, then check availability and purchase the relevant dated record from the Lexsure Lender Archive.
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The paradox of lender prejudice against sole practitioners
The most common reason given by lenders to remove sole practitioners or high street practices from their panel is that they are compelled to take a more restrictive approach to their selection process all in the name of their ongoing battle to combat mortgage fraud. The irony of the aforementioned rationale is that the exclusion…
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Drainage and Water Searches: Why Lender Requirements Matter
Originally published January 2012. Updated October 2026. A mortgage lender may accept a personal local authority search without accepting a personal drainage and water search. Conveyancers therefore need to check which search products the lender permits, the conditions attached and what the resulting report actually reveals about the property. This article originally reported a change…