HSBC Mortgage Lenders’ Handbook
Articles on HSBC’s mortgage instructions and changes to its Part 2 requirements in the UK Finance Mortgage Lenders’ Handbook, formerly the CML Handbook. Topics include ground rent, freehold flats, independent legal advice, purchase-price changes and incentives.
Review historical updates alongside more recent commentary. For an earlier transaction, check the correct HSBC lender record and the instructions applicable on the relevant date. For a live matter, check the current instructions.
Lexsure Lender Archive · HSBC
Check what HSBC required at the time
See HSBC’s historical UK Finance Part 2 instructions and how they’ve changed, so you can check the requirements that applied on your transaction date.
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HSBC Introduces Independent Advice Requirements for 'Unequal' Borrowers
Historical update: This article records an HSBC Part 2 requirement reported in December 2016. It should not be used as a statement of the lender’s current independent-advice requirements. To investigate what HSBC required on an earlier transaction date, read our guide to the HSBC Lender Handbook Archive. In a recent change to their CML Handbook…
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HSBC – Change to Lender Handbook Instructions
HSBC have just made important changes to their CML Handbook Part II instructions. An amendment to section 5.8.1 means that they will no longer accept security which comprises a building converted into not more than four flats where the borrower occupies one of those flats and the borrower or another flat owner also owns the…