HSBC Mortgage Lenders’ Handbook
Articles on HSBC’s mortgage instructions and changes to its Part 2 requirements in the UK Finance Mortgage Lenders’ Handbook, formerly the CML Handbook. Topics include ground rent, freehold flats, independent legal advice, purchase-price changes and incentives.
Review historical updates alongside more recent commentary. For an earlier transaction, check the correct HSBC lender record and the instructions applicable on the relevant date. For a live matter, check the current instructions.
Lexsure Lender Archive · HSBC
Check what HSBC required at the time
See HSBC’s historical UK Finance Part 2 instructions and how they’ve changed, so you can check the requirements that applied on your transaction date.
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HSBC Accepts Qualified Electronic Signatures
HSBC’s revised answer to section 3.1.6a accepts QES subject to HM Land Registry guidance and use of a specified mortgage template from LMS Lender Documents.
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HSBC’s New Purchase-Price Rule: No Exchange Before Approval
HSBC amended section 6.3.1a on 5 October 2026. If the purchase price changes, conveyancers must report it immediately and wait for HSBC’s confirmation before exchange or eCOT submission.