Possessory Title
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Missing Title Deeds: What Did Your Mortgage Lender Require When You Bought?
Missing title deeds can cause concern when a property is sold or remortgaged. But before deciding what the problem means, establish exactly which documents are missing and whether the land is registered. A lost bundle of old papers does not necessarily mean that ownership is uncertain. Conversely, a registered title does not make every underlying…
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Possessory Title: What Did Your Mortgage Lender Require When You Bought?
Historical mortgage lender requirements for possessory title can matter when an earlier purchase comes under review. A buyer’s solicitor may now question the title, a remortgage may stall, or an owner may discover that part of the garden was registered with a different class of title from the house. The immediate question is how to…