lender requirements
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When AI Reads the Deeds, Who Is Actually Doing the Conveyancing?
AI can extract clauses and flag apparent conveyancing risks, but legal advice requires an understanding of the particular client, their objectives and the wider lending market. Who is really doing the work, and who carries responsibility when something is missed?
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Onerous Ground Rent: Selling or Remortgaging a Flat
A ground-rent clause may cause no immediate difficulty when a flat is purchased, only to be questioned years later by a buyer, valuer or mortgage lender. Here is what owners should establish and why the original purchase records may matter