Lender Handbook Archives - About Conveyancing

Ground Rent Mortgage Requirements: The Lease Has Not Changed, but the Market Has

Sep 19, 2026

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by

in Lender Handbook Archive, Problem Property

A ground rent clause may remain unchanged while mortgage lender requirements move around it. Discover why the relevant lender, transaction date and wider mortgage market all matter when investigating an earlier purchase.

Lenders Shying Away From Freehold Flats

Jan 16, 2014

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by

Simon Seaton

in Freehold Flat, Lender Handbook Archive, Problem Property

Yorkshire Building Society has tightened its mortgage lending criteria by removing a geographical exception for freehold flats in Scarborough, now rendering many such properties unmortgageable. This change is part of a broader trend among lenders to avoid the risks associated with freehold flats, following similar restrictions imposed by major banks across England and Wales.

Will the Flood Risk Regulations 2009 affect Conveyancing ?

Dec 4, 2009

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by

Simon Seaton

in CQS Conveyancing, Flood Risk, Problem Property

The Flood Risk Regulations 2009 will take effect on December 10, requiring local authorities in England and Wales to conduct flood assessments, identify risk areas, and create management plans. This legislation could lead to increased due diligence by conveyancing lawyers and necessitate updates to flood risk reports, addressing coastal flooding threats.

Tag: Lender Handbook

Ground Rent Mortgage Requirements: The Lease Has Not Changed, but the Market Has

Lenders Shying Away From Freehold Flats

Will the Flood Risk Regulations 2009 affect Conveyancing ?