Lender Handbook
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UK Lender Part 2 Changes in H1 2026: A 67% Increase
Lender Part 2 changes increased by 67% in the first half of 2026. LenderMonitor recorded 261 published changes rated non-trivial between January and June, compared with 156 during the same period in 2025. The increase matters for conveyancing firms because lender instructions affect everyday decisions: whether a lease is acceptable, which new-build warranties can be…
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Kensington Mortgagee Protection Clause: Deed of Variation, Side Agreement or Insurance?
Kensington Mortgage Company’s new answer to question 5.14.11a of the UK Finance Mortgage Lenders’ Handbook addresses leases that lack a mortgagee protection clause. The instruction starts with the conveyancer’s professional judgement. Where the conveyancer considers that the lease requires a mortgagee protection clause and none is included, Kensington requires an appropriate solution before the transaction…