Ground Rent: Problems Selling or Remortgaging?
Is your ground rent holding up a sale or remortgage? Perhaps your buyer’s lender objects to a doubling clause, frequent reviews or the amount payable. A deed of variation may now be requested, even though you obtained a mortgage when you bought.
Were the review terms and their possible effect on a future sale explained before you committed?
Visit When I Bought to explore the issue and arrange an initial conversation about what happened. You do not need to know whether anyone was at fault before getting in touch.
You could afford the ground rent. Were you told it could affect your sale?
Your buyer’s lender objects to the lease. A doubling clause or rent review is causing concern. Or the freeholder has been asked to agree a deed of variation before the transaction can proceed.
What were you told about those terms when you bought?
When I Bought helps you explore the original purchase and the records that may matter. You do not need to decide whether anyone was at fault before getting in touch.
Ground rent holding things up? Tell us what happened →
An initial conversation. No report to buy. No claim to start.
-
When a Leasehold Flat Becomes Unsellable: The Problems Buyers Discover Too Late
A leasehold flat may become difficult to sell because of service charges, a short lease, ground rent, building safety concerns or defective lease terms. We examine the warning signs and what owners should investigate.
-
Ground Rent Mortgage Requirements: The Lease Has Not Changed, but the Market Has
A ground rent clause may remain unchanged while mortgage lender requirements move around it. Discover why the relevant lender, transaction date and wider mortgage market all matter when investigating an earlier purchase.