Chancel Insurance: Questions When Selling or Remortgaging
Has your buyer asked for chancel repair insurance, or questioned a policy arranged when you bought? Explore what the original searches, title documents and insurance records may reveal. Visit When I Bought’s chancel repair liability page to discuss what you were told before purchasing and why the issue has arisen now.
Your buyer wants chancel insurance. What happened when you bought?
Perhaps you remember paying for a policy but cannot find it. Perhaps your buyer’s solicitor is questioning the cover. Or this is the first time anyone has mentioned chancel repair liability.
Before treating it as another selling expense, establish what was investigated and explained during your purchase. The original search results, title documents, insurance policy and Report on Title may help answer that question.
A request for insurance does not itself establish that money is owed or that your original conveyancer made a mistake. When I Bought explains the issue and invites you to discuss the circumstances of your purchase.
Chancel insurance question? Start here →
An initial conversation. No report to buy. No claim to start.
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Chancel Repair Liability Has Appeared When Selling: What Were You Told When You Bought?
Chancel repair liability can unexpectedly arise during property sales, prompting buyers’ solicitors to request insurance or evidence of liability. Sellers should investigate any potential liabilities and the original purchase documents. Understanding the specifics of insurance requests and previous agreements is crucial in addressing these issues effectively during the sale process.
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The problem of evidence-based marketing to conveyancers
I have come to the conclusion that lawyers do not like evidence based marketing. It may work for scientists but not for lawyers. That’s how science works. Thesis, test, evidence, conclusion. All testable and rational. Here’s the conversation that needs to happen before one invests a lot of time in evidence-based marketing in the face…