Certificate of Title
-
CML Lenders' Handbook Amendment for Mortgage Credit Directive
The CML will be publishing a change to the Handbook on 1 February 2016. as a result of the Mortgage Credit Directive. Additional wording in clause 10.2 is to be introduced to reflect the mortgage credit directive and concepts of binding offer and reflection period. The wording allows for the conduct of the borrowers agent…
-
Premature Certificates of Title: Risks for Conveyancers
This weekend, consider reading the decision of Santander UK Appellant v. R.A. Legal Solicitors, focusing on Lord Justice Briggs’ remarks about the dishonesty in conveyancers submitting unqualified certificates of title despite outstanding investigations. His comments highlight the severity of deliberate misconduct in legal practices.