Problem Property
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Drainage and Water Searches: Why Lender Requirements Matter
Originally published January 2012. Updated October 2026. A mortgage lender may accept a personal local authority search without accepting a personal drainage and water search. Conveyancers therefore need to check which search products the lender permits, the conditions attached and what the resulting report actually reveals about the property. This article originally reported a change…
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Landlord and Tenant Act 1987 and unfair service charges?
In Morgan v Fletcher, six leaseholders sought to adjust service charge clauses deemed unsatisfactory under the Landlord and Tenant Act 1987. The LVT initially modified leases to ensure equity after service charges exceeded 100% of landlord expenditures. However, the court upheld an appeal, stating that the law doesn’t address disproportionate charges, emphasizing caution in drafting…