Problem Property
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Unadopted Roads: What Did Your Mortgage Lender Require When You Bought?
Historical mortgage lender requirements for unadopted roads can matter when a sale stalls, a remortgage raises questions or an owner receives an unexpected demand for road repairs. The road may look exactly as it did when the property was bought. What needs examination is its legal status, the maintenance arrangements and the advice given during…
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Possessory Title: What Did Your Mortgage Lender Require When You Bought?
Historical mortgage lender requirements for possessory title can matter when an earlier purchase comes under review. A buyer’s solicitor may now question the title, a remortgage may stall, or an owner may discover that part of the garden was registered with a different class of title from the house. The immediate question is how to…