Lender Handbook Archive
What did the mortgage lender require when the transaction took place? Check the Lexsure Lender Archive and purchase the relevant historical lender record where available.
Today’s UK Finance Mortgage Lenders’ Handbook may differ from the instructions applicable to an earlier purchase or remortgage. Dated lender-specific requirements can help when reviewing a conveyancing file, responding to a lender audit or investigating a complaint or professional indemnity claim.
Need the lender’s historical requirements?
Identify your lender, transaction date and issue, then check availability and purchase the relevant dated record from the Lexsure Lender Archive.
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Cutting out the bad apples
On the 20th October 2010 Michael Coogan Director of the CML advised at the Property in Practice Conference “…. we do not yet know if CQS will meet our expectations for monitoring, supervision and auditing or that it will have an annual budget to ensure it is robust. And robust is not just record-keeping firm…
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Early Completion and the CML
The CML Lenders’ Handbook for England and Wales has not been changed to take into account early completion at the Land Registry. Even though early completion may alter the order of events at the Land Registry the actual conveyancing process remains the same. The Land Registry change offers conveyancers some protection as far as subsequent…